These terms are the agreement between you and FinPulse. The short version: you connect your accounting software, we show your numbers back to you, you pay a flat monthly fee and can cancel whenever you like. FinPulse only reads your books, it never moves money, and it is not a substitute for your accountant.
FinPulse is provided by Finalytics Centre of Financial Excellence - FZCO, a free zone company registered with the Dubai Integrated Economic Zones Authority in Dubai, United Arab Emirates, trade licence number 45380, with its registered office at DSO-IFZA, IFZA Properties, Dubai Silicon Oasis, Dubai ("FinPulse", "we", "us").
By creating an account or using FinPulse you agree to these terms. If you are agreeing on behalf of a company, you confirm you have authority to bind it, and "you" means that company. If you do not agree, do not use FinPulse.
Our Privacy Policy forms part of these terms.
FinPulse connects to an accounting system you already use, reads your financial data, and presents it as a dashboard covering your cash position, receivables, payables, profit and loss, balance sheet and a short-term cash outlook, for you and the colleagues you invite.
We currently support Xero, QuickBooks Online, Zoho Books, Odoo and Wafeq. We may add or remove supported systems over time. Which figures are available depends on what the connected system exposes to us, and some systems expose less than others.
New accounts start on a sample company with fictional figures, so you can see how FinPulse works before connecting anything real.
You sign in with a one-time code sent to your email address, so keep access to that mailbox secure. You are responsible for everything done through your account.
An organisation in FinPulse is administered by whoever created it. Administrators can invite people, set their role as Admin, Editor or Viewer, and remove them. Anyone an administrator invites will be able to see that organisation's financial data according to their role. You are responsible for who you invite and for removing people who should no longer have access.
You must give accurate account information and keep it current.
New organisations get a five day free trial with full access. No card is required to start it.
When the trial ends, your own financial data is locked until you subscribe. You keep access to the sample company. Nothing is charged automatically at the end of a trial. You are only billed if you choose to subscribe.
FinPulse costs AED 599 per month per organisation, with unlimited team members included. That price is exclusive of UAE VAT, which is added at the applicable rate.
You can cancel at any time from the billing section of your account. Cancellation takes effect at the end of the month you have already paid for, and you keep full access until then.
Fees already paid are not refundable, including for partial months, unless the law says otherwise or we have clearly failed to provide the service.
Your financial data is yours. We claim no ownership of it. You grant us only the permission we need to read it from your accounting system, store it, and display it back to you and your team, for as long as you use FinPulse.
You confirm you are entitled to connect the accounting system you connect, and to let us process the data in it.
An administrator can disconnect the accounting system at any time from the Connections screen, which revokes our access and deletes the data we derived from it. You can also revoke access from within your accounting provider. The Privacy Policy sets out how long we keep things and why.
This section matters, so please read it.
Decisions you take after looking at FinPulse are yours.
Xero, QuickBooks Online, Zoho Books, Odoo, Wafeq and Stripe are independent services with their own terms, which you are responsible for complying with. We do not control them. If one of them changes its interface, restricts access, or goes down, FinPulse may be unable to refresh or display some of your data, and we are not liable for that.
You agree not to:
We own FinPulse itself, including the software, design, brand and everything we produce. You get a limited, non-exclusive, non-transferable right to use it while your subscription is active. Nothing here transfers any of our intellectual property to you.
If you send us feedback or suggestions, we may use them freely and without obligation to you.
We work to keep FinPulse available and accurate, but we do not offer a guaranteed uptime commitment. We may carry out maintenance, and we may change or discontinue features. If we make a change that materially reduces what you get, we will give you at least 30 days notice by email.
Your figures are refreshed periodically rather than in real time, so what you see may be several hours behind your accounting system.
We may suspend or close your account if you break these terms, if your payment stays unpaid, or if we are required to by law. Where circumstances allow, we will warn you first and give you a chance to put it right.
You may close your account at any time by emailing finpulse@finalytics.ae from the address on your account. On termination your right to use FinPulse ends, and we will delete your data as described in the Privacy Policy.
To the fullest extent the law allows, FinPulse is provided "as is" and "as available". We make no warranty that it will be uninterrupted, error free, or that the figures it displays are accurate, complete or fit for any particular purpose.
To the fullest extent the law allows, we are not liable for indirect or consequential loss, or for lost profits, lost revenue, lost business, lost goodwill, or loss or corruption of data, however it arises.
Our total liability to you for all claims in any twelve month period is limited to the fees you actually paid us in the twelve months before the claim arose.
Nothing in these terms excludes liability that cannot lawfully be excluded, including liability for fraud, or for death or personal injury caused by negligence.
You will indemnify us against claims, losses and reasonable costs arising from your use of FinPulse in breach of these terms, or from your connecting an accounting system you were not entitled to connect.
We may update these terms. If a change is material, or if we change the price, we will email account administrators at least 30 days before it takes effect. Continuing to use FinPulse after that date means you accept the change. If you do not accept it, cancel before it takes effect.
These terms are governed by the laws of the United Arab Emirates as applied in the Emirate of Dubai, and the courts of Dubai have exclusive jurisdiction over any dispute.
If any part of these terms is found unenforceable, the rest continues to apply.
Finalytics Centre of Financial Excellence - FZCO
DSO-IFZA, IFZA Properties
Dubai Silicon Oasis, Dubai
United Arab Emirates
finpulse@finalytics.ae